The things I put myself through...

[elusivek]

Sometimes, I amaze myself.

At my stupidity. And lack of tack.

So, I applied for a new credit card. Nothing too terribly horrible here, I simply got an AE as it had some tie-in benefits with Cathay Pacific. Well, that and a friend had recommended me to do it.

Worst decision ever. AE isn't so bad, but the annual fees are crazy. There was no mention of annual fees (and I read all the small print) - I only learnt of the annual fees when I received the card and my "starters' guide" booklet thingie.

Then I decided i could live with it. Having an AE and a Hong Kong-issued credit card could be quite handy, and that's true. I now have access to paypal, when before with Macau credit cards, there was no way I could do anything with paypal.

Did a small transaction on paypal. Got my first bill from the AE card. Now I found out a new problem.

I can't pay the credit card bill. Not through my current bank though. Geez... I have to try with another bank. If that fails too, then I have no choice - I have to open an HSBC account to get that done. And I know every well how HSBC is sneaky with money sucking. You get charged for not having enough money in your account.

I'm not worried about my credit score or over-spending or what. I'm just annoyed with all the extra accounts have to open and keep track of. Maybe the easy way out is just to cancel all the crap...

Comments

[sio-ma.livejournal.com]

AE and HSBC, I hate these two, especially HSBC, charge is a must for every service. I the daily balance is below 2000, the will charge you 30!  money sucking bank!